We provides a wide array of specialised advisory and strategic services for our clients.

• Comprehensive Financial Planning

  Fee based comprehensive Financial Planning involves evaluation of your current financial situation,design the right practical, implementable solution to improve current situation by organizing, streamlining current investments, expenses, tax structure to achieve desired goals in life.

• Module Based Financial Planning

  We also provide module based financial planning. Following are the modules on which detailed plan and consultancy will be provided.
  
  

  • Net-worth Analysis
  • Cash Flow management
  • Risk Analysis and Asset allocation
  • Ratio Analysis
  • Insurance Planning
  • Succession Planning("Will" writing)

• Goal based Financial Planning

  We live our life to achieve different goals in life. Be it education of your son willing study abroad, be it that ceremonious marriage of dear daughter or be it living happy life during golden (retirement) years.
  We provide plan for reach goal individually. Some common goals in life are…
  
  

  • Education of Child
  • Marriage of Daughter
  • Purchase of House
  • Purchase of Car
  • Holiday abroad
  • New Business Stand up
  • Planning for Retirement

• Stock Trading Advisory

  Sample text

• Portfolio Management & Design

  Sample text

• Mutual Funds

  Mutual Funds are among the hottest favorites with all types of investors. Investing in mutual funds ranks among one of the preferred ways of creating wealth over the long term. In fact, mutual funds represent the hands-off approach to entering the equity market. There are a wide variety of mutual funds that are viable investment avenues to meet a wide variety of financial goals. This section explains the various aspects of Mutual Funds.
  
  What is Mutual Fund and Why Mutual Fund?
  

  • A mutual fund is the trust that pools the savings of a number of investors who share a common financial goal.
  • Anybody with an investible surplus of as little as a few hundred rupees can invest in Mutual Funds.
  • The money thus collected is then invested by the fund manager in different types of securities. These could range from shares to debentures to money market instruments, depending upon the scheme's stated objective.
  • It gives the market returns and not assured returns. In the long term, market returns have the potential to perform better than other assured return products. Mutual Fund is the one of the most cost efficient financial products.

  
  Advantages of Mutual Funds?
  

  • Professional Management
  • Diversification
  • Convenient Administration
  • Return potential
  • Low cost
  • Liquidity
  • Transparency
  • Flexibility
  • Choice of schemes
  • Well regulated
  • Tax benefits

  
  
  
  
  How do I make money from a mutual fund?
  Capital appreciation :
  As the value of securities in the fund increases, the fund's unit price will also increase. There would be capital appreciation when you sell your available units at a price higher than the price at which you bought.
  
  Coupon / Dividend Income :
  Fund will earn interest income from the bonds it holds or will have dividend income from the shares.
  
  Income Distribution :
  The fund passes on the profits it has earned in the form of dividends
  
  Disclaimer:-
  As the value of securities in the fund increases, the fund's unit price will also increase. You can make a profit by selling the units at a price higher than at which you bought. Although - Mutual Fund does not guarantee the same or does not guarantee returns.
  
  How to invest in Mutual Funds, Selection Process- 3 steps
  Step 1 Identify your investment needs
  

  • What are my investment objectives and needs?
  • How much risk am I willing to take?
  • What are my cash flow requirements?

  
  
  Step 2 Choose the right mutual fund.
  

  • The track record of performance over the last few years in relation to the appropriate Benchmark and similar funds in the same category.
  • How well the mutual fund is organized to provide efficient, prompt and personalized service.
  • Degree of transparency as reflected in frequency an d quality of their communications.

  
  
  Step 3 Select the ideal mix of schemes
  

  • Investing in just one scheme may not meet all your investment needs.
  • You may consider investing in a combination of schemes to achieve your specific goals.

  
  
  
  
  Taxation Benefit investing in Mutual Funds
  

  • The amount invested in tax-saving funds/Equity Linked Saving Schemes (ELSS) is eligible for deduction under Section 80C upto a limit of Rs.1,00,000/- (in a financial year).
  • Dividend from Mutual Fund Schemes is Tax-Free in the hands of the Investor/receipient.
  • Indexation Benefit under Long term Capital Gain in Debt schemes.

  
  
  
  
  Types of risks associated with Mutual Fund Investment
  

  • Risk is an inherent aspect of every form of investment. For Mutual Fund investments, risks would include variability, or period-by-period fluctuations in total return.
  • Market risk : At times the prices or yields of all the securities in a particular market rise or fall due to broad outside influences. This change in price is due to 'market risk'.
  • Inflation risk : Sometimes referred to as 'loss of purchasing power'. Whenever the rate of inflation exceeds the earnings on your investment, you run the risk that you'll actually be able to buy less, not more.
  • Credit risk : In short, how stable is the company or entity to which you lend your money when you invest? How certain are you that it will be able to pay the interest you are promised, or repay your principal when the investment matures?
  • Interest rate risk : Interest rate movements in the Indian debt markets at times can be volatile leading to the possibility of large price movements up or down in debt and money market securities and thereby to possibly large movements in the NAV.

  
  
  
  
  Other risks associated are :

  • Investment risks
  • Liquidity risk
  • Changes in the government policy

• Introducing Company Fixed Deposits

  Deposit(s) in Companies that earn a "fixed rate of return" over a period of time are called Company Fixed Deposits.Financial Institutions and Non-Banking Finance Companies (NBFCs) accept such deposits. Acceptance of deposits by companies are governed by the applicable provisions contained in the Companies Act, 1956 (soon will be governed by the Companies Act, 2013) and the Companies Acceptance of Deposit Rules (currently, Companies (Acceptance of Deposit) Rules, 1975. In due course, the new Rules under the Companies Act, 2013 is expected to be notified). These deposits are currently unsecured in nature. However, there are certain proposed provisions included in the Companies Act, 2013, wherein it is likely that the said deposit could be secured.
  Benefits of investing in Company Fixed Deposits
  

  • High interest
  • Short-term deposits
  • Minimum lock-in period is 6 months
  • No Income Tax is deducted at source if the interest income is up to Rs 5,000 in one financial year

  
  SureVin Finvest Consultancy only acts as a conduit/facilitator between its client and the respective Fixed Deposits accepting/inviting Company ('Principal Company'). Before taking a decision to invest in the Fixed Deposits of any Principal Company, you are requested to carefully go through the application form, financial statement/s and other information ('Information') of the Principal Company. SureVin Finvest Consultancy its employees, directors, agents etc., do not endorse and/or certify the Information provided by the Principal Company and shall not be liable (legally or otherwise) under any circumstances. The interest rates on the fixed deposit schemes may be revised by the Principal Company at its sole discretion, without any prior notice.

• Bonds

  Bond refers to a security issued by a Company, Financial Institution or Government, which offers regular or fixed payment of interest in return for borrowed money for a certain period of time.
  By purchasing a bond, an investor loans money for a fixed period of time at a predetermined interest rate. While the interest is paid to the bond holder at regular intervals, the principal amount is repaid at a later date, known as the maturity date. While both bonds and stocks are securities, the principle difference between the two is that bond holders are lenders, while stockholders are the part-owners/owners of the firm/organization/company. Another difference is that bonds usually have a defined term, or maturity, after which the bond is redeemed, whereas stocks may be outstanding indefinitely. An exception is a consol bond, which is a perpetuity (i.e., bond with no maturity).
  Thus a bond is like a loan: the issuer is the borrower (debtor), the holder is the lender (creditor), and the coupon is the interest. Bonds provide the borrower with external funds to finance long-term investments, or, in the case of government bonds, to finance current expenditure. Certificates of Deposit (CDs) or Commercial Paper are considered to be money market instruments and not bonds. Bonds must be repaid at fixed intervals over a period of time.
  Securities investments are subject to risks. Please read the Offer Document/Prospectus, the issue terms and conditions, carefully before taking any investment decision.

• Real Estate

  SureVin Finvest Consultancy is a full services provider of Real Estate services offering Real estate solutions across its Residential,Commercial and Retail space . We aim to give unparalleled service, unbiased advice in helping you make Real Estate investment decisions.
  Our lineage of SureVin Finvest Consultancy which is India's one of the oldest investment services firm over last two decades and having served a million plus Indian Investors across the world, put us in a unique position to provide the same to the Real estate Investors. Our focus on maximizing returns based on your unique requirements, budgets, location etc. make us stand out from the rest.

• Stocks

  SureVin Finvest is an Investment company that provides strategic solutions on investments & portfolio management and is Association of Mutual Fund Industry (AMFI) certified financial advisors in Mutual funds & Insurance Regulatory Development Authority (IRDA) certified financial consultants in Life Insurance. Since 1987, we have rich experience of over 16 years practically working with India's premier & pioneer Mutual Fund house UTI Mutual Fund (formerly Unit Trust of India).
  We are Channel Partners for J M Morgan Stanley & also honorable Agency Managers for SBI Mutual Fund in Navi Mumbai region. We are also direct associates/partners for UTI Security services Ltd, a premier financial institution promoted by Unit Trust of India.